51茶馆

In order to protect the interests of the University and the 51茶馆, certain minimum insurance limits should be required of, and provided by, all Lessees, Contractors, Vendors, and other persons or organizations who use or provide service to the University.聽聽Note, Vendor/Contractor requirements may vary depending on contract and services performed and the Vendor/Contractor should look to the contract for actual requirements. 聽These guidelines are for the majority of contracts but are by no means exhaustive or complete for all projects.

These minimum requirements are used to safeguard the institution and to protect the financial interests of the University should a loss occur on Boston College grounds through no fault of the school but caused by a Contractor, Vendor or other entity using the schools' facilities.

The purpose of this is to obtain assurance that the Contractor, Vendor or other party will have the financial capacity (insurance funds) to back up the promise and/or commitments made in the Hold Harmless and Indemnification Agreements.

As such, all vendors, contractors and other parties using the University鈥檚 facilities shall, at their own expense, procure and maintain current policies of insurance that protect its own interests and the interests of the 51茶馆, its Officers, Directors and Employees, et al. against all liabilities, losses, damages, claims, settlements and expenses (including court costs and attorney fees) arising out of or resulting from their actions.

The following are minimum standards that must be provided:聽

• Workers' Compensation and Employers Liability Insurance (WC & EL)聽for its own employees that meet statutory limits; Employers Liability Insurance to cover bodily injury claims up to $1,000,000 per person, per claim.聽Further, policies must provide a Waiver of Subrogation in favor of 51茶馆, et al.
• Comprehensive General Liability Insurance聽for personal/bodily injury (including death) and property damage claims up to聽$1,000,000 per occurrence/$2,000,000 aggregate.
• Comprehensive Automobile Liability Insurance聽(including coverage for all owned, non-owned, and hired vehicles) with a combined single limit of聽$1,000,000 per accident.
• Umbrella Excess Liability Insurance聽to cover all liability risks (Except Workers' Compensation), including defense costs, in the amount of聽$5,000,000 that must follow form of underlying Employers, General and Automobile Liability Insurance policies.

If applicable:

• Sexual Abuse/Molestation Coverage聽to provide coverage for allegations of "wrongful acts" or negligence should an injury occur as a result of sexual abuse, including claims alleging wrongful acts with respect to: negligent employment, retention, supervision, investigation, reporting and failing to protect someone from sexual abuse in the amount of聽$1MM.聽This coverage can be included in General Liability policy but must state so on certificate.

• Professional Liability/Errors & Omissions Liability Insurance聽for professional exposures not covered by a General Liability Policy in an amount of聽$1,000,000.

• Cyber Liability Insurance聽for exposures due to Data Breach, phishing, intrusion, etc. in the amount of聽$1,000,000.

Vendor, Contractor and any other Subcontractor or other Organization shall confirm聽"the insurance identified聽above is to be primary and non-contributory to any other insurance" and include 鈥�51茶馆, their Officers, Directors and Employees鈥� as additional insureds聽on these policies and shall furnish Boston College with current Certificates of Insurance that provide for thirty (30) days鈥� prior written notice to Boston College in case of cancellation of or material change to the policy limits or coverage stated.聽 Certificate and notices shall be sent to:

51茶馆
Attn: Risk Management
St. Clements Hall, Room 108
140 Commonwealth Avenue
Chestnut Hill MA聽 02467

If you have questions, please contact Mary Magre at 617-552-2040 or聽mary.magre@bc.edu.